The best thing I have found for bait is paper wasp larvae. Get a large nest and tear off the tops of the cells, take out fully matured wasp, and fish with the worms. (Trust me when I say take the fully matured wasp out of the nest and throw them in the lake, you don't want one coming out on it's own)
The bream and crappie seem to just go crazy over these things. Beats anything I have ever tried and they are free.