Shop it out. They jacked you figuring you wouldn’t do anything about it.
Thanks for the explanation. You can roll those phrases out like an insurance salesman
Seriously though, thanks.
The actual cash value - thats where I can see the problem arising. I drive old stuff I keep forever. Have a 1982, 1998, and 2002 in operation now.
I guarantee you I would not sell for what ins co says they’d be worth!
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Shoals Area Crappie AssociationBuckeyeCrappie LIKED above post
Shop it out. They jacked you figuring you wouldn’t do anything about it.
Maybe they will bite this one……wannabe fisherman LIKED above post
I've seen "suggestions" online about changing insurance coverage EVERY OTHER YEAR ... to get cheaper rates, better coverage, etc. But they also say to check with at least 3 different companies annually vs your current insurer (price comparison shopping, as it were).
I had Progressive for many years & never had to file a claim, yet the rates increased yearly (on the same vehicle). I switched to Geico for a slightly lower rate several years ago, but their rates also climbed yearly. When a storm blew a tree down on my truck & totaled it, Geico gave me $13K for it (& I paid $17K for it about 10yrs ago). It was a 2006 Tundra, and has been replaced with a 2010 Tundra for $15K. And of course the insurance is higher, because the truck is newer, but I'm betting the value of this truck is less than my 2006 Tundra (much higher mileage than the 2006, which was the major factor in my getting the $13K for the totaled vehicle).
This is not an endorsement for either Progressive or Geico. Just adding another company to check with (Geico) and see where it stacks up against the others mentioned.
Wifey would be driving something else !
Or peddling a bicycle
Too blessed to be stressed!fiveeyes LIKED above post
If you're looking for insurance recommendations, I'd suggest considering established companies like Allstate or Geico. They have a long-standing reputation in the industry.
I find that changing companies every few years will save you money. Every year your rate goes up, but when you change companies you get the "new member rate" which goes up every year. but still lower than your present rate. After a few years shop around for the best rate on the same coverage again. OH and check the companies service ratings.
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