I attended a high-quality safety meeting one time, (among many others), (in my working career), that was more industrial-based than it was everyday-life based, but the keynote takeaway that I thought very interesting, and certainly most applicable to everyday life, was when the instructor said, "There is no such thing as an accident... but it's (instead) typically a place where unpreparedness meets with co-incidental circumstances." I think there is a lot of sage wisdom in that statement. What do you think???