Jann's Netcraft has some really decent "Basic" stuff for the beginner.
I opted NOT to make my own. I enjoy making jigs, (pouring lead comes with it's own set of risks) but the cost didn't make sense to me. I will say this however: It is very gratifying to be able to build something with a purpose in mind (like catching fish) and then go out with what you made and make it happen.
I think they sell some decent safety stuff too....
I didn't wear a helmet, drank from a hose, came home after dark and I'm only mildly screwed up!