I need some input on Boat insurance. Mine is up for renew and I am not happy with the coverage. Here is why I messed the motor up on my trolling motor so I checked about coverage on it I thought I had 100.00 deductible on my accessories. It is 500.00 with a 700.00 limit so if i replaced it a 600.00 Tmotor I am covered a hole 100.00. Just got in mail a letter from Boat US anyone know about their track record. And how they pay. Or any other company you use would be helpful. I had boats 30 yrs never used my insurance and when i need it find out it is not what I expected. Cub48