I have the Bass Pro Ascend FS12T. I am 6'1" and 315lbs. I carry 3 rods, small tackle box, jug of water, fishfinder, and 5a/h battery. I have never flipped. I fish in an area with lots of boat traffic, some throwing pretty high wakes and have never flipped. Never even got my butt wet. Only my feet have been wet. I can hang both feet off one side and not tip over. It is a bit heavy, especially with your gear in it, but I built a pvc kayak cart to use if I haul it any distance from the truck. I too only had about $500 to spend and I don't regret it. Hope this helps.