The world is full of scammers and it is getting worse. Almost EVERYTHING on the Internet is a rip off. If you have a telephone land line you're a target for continuing robo-calls which you CANNOT stop! My advice is to only use your credit card for items you want to purchase from firms you know to be legitimate. NEVER give personal information to any 'company' you don't know. Use CASH whenever possible. It's safer and you can only lose what you spend. In GOD we trust, and ONLY God!