Boat Insurance

[crappieslayer60]

Can you guys give me some help on what the best is for all around coverage?
Thanks
Dan

[huntinslabs]

I dont understand exactly what your asking. But if your financing the lean holder will require certain coverages. When I shopped insurance for my boat Progressive offered the best policy at the best dollars.

[Slabby15]

You should be able to get a discount by bundling it in with your home owners insurance and your car insurance. I have all my insurance with Allstate and they give me a big discount. The boat insurance isn't bad, it was way less than I thought it was going to be with my new boat because you don't pull the boat every day. Make sure it is enough to cover your boat and the LCR, trolling motor etc. You have to make sure all the toys in the boat are covered. Good luck.

[SeaRay]

In case you are interested, there is another string on this topic. Some interesting info.
http://www.crappie.com/crappie/off-t...ml#post2835721

[fishin813]

Progressive insurance is best i have found to date.
Tailor what you want covered.

I have just about everything possible on mine except "kitchen sink"
I not necessarily what is needed but what you better have incase
something you don't think about can happen.
Theft......
Boat-trailer-electronics-fishing equipment- collision -towing (water & highway)
accidental death & injury whether for pleasure or guiding.

[buddah904]

We bundled out boat insurance as well with Farm Bureau. They use progressive for the boat. Pretty cheap.

[fishin813]

On thing that must remember - make sure they explain what is you coverage
coverning. May cover boat but not electronics because they are not permanant
on boat. May cover towing on highway but only 50.00 on water - etc
May have $1,000 deductable - what if someone gets hurt stepping into or out of
your boat - what is coverage incase of accident on water.
Make yourself a list of what you want covered and ask questions.....
Again I have found Progressive is probably one of best in Florida..

[Yelim]

Why do I nee boat insurance?

[fishin813]

The help replace or lost involving boat. To help with injury costs whether it be yourself
or thers involved with your boat.

[Skiffin16]

Progressive... which also has a disappearing deductible.

About 4 times less expensive than if bundled with my homeowners/auto with SFarm..