I fish the Green River Lake in Ky and when the water temp gets in the high seventies I pull up the lake info from the Core of Eng and look at the dissolved oxygen level which will show the depth of the thermocline. If you look at where greatest change in temp there will a decrease in dissolve oxygen and most fish will not sustain life for very long period of time below the thermocline however base on my electronics the thermocline is different in different parts of the lake.
By looking at the COE info and electronics I see the crappie above the thermocline.