Most of us hit the lakes very early in the am & fish till noon or so. The other side of that is to fish the evenings & then stay out all night. Actually, night fishing is probably better and a lot of fun. Lakes are quiet with a lot less idiots on the water overnight. Of course the temps are really comfortable at night!
Even thought I'm a Chicago transplant, it's not the heat that bothers me as much as it's the humidity. I perfer the "Dry Heat"!
LLL