I have used both the one's u attach to rod and I now have the reels you are looking at. for the price difference I think the complete reel is the way to go, now others may find that to be different in their situation. lot of people on here have the reel you are looking at and most seem to like it (or I believe they do), after doing some reading on here I did find that the line has to be up to with in 1/8 inch of being completely full to be most accurate. Many folks spool with cheaper line and then finish off with the best choice of line so that it doesnt take so much to fill the reel up. Here is the link that was given to me by a few of the members that have bought :
Okuma Magda Pro Line Counter MA-15DX Northwoods Wholesale Outlet
I hope this helps some
maachuu