Reply With QuoteInsurance rates are based on the number of accidents and claims in each area. Therefore a area with a higher number of accidents will have a higher rate.
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OT - Insurance rates
How does Illinois fare in terms of home and car insurance against its neighbor Missouri? Someone mentioned Illinois has better (read: cheaper) rates in comparison. Anyone here has specific details from your experience? Any specific reasons if the rates are really cheap? Would appreciate feedback on this. I am going to speak to my agent as well but need to have first hand info as well.
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Insurance rates are based on the number of accidents and claims in each area. Therefore a area with a higher number of accidents will have a higher rate.
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Your agent would probably be able to guide you about the location specific rates; the minimum state regulated liabilities are 25/50/10 in Missouri and 20/40/15 on IL car insurance. Are you looking at a rental property or home owners insurance rates? Since rates are based so much on individual factors, getting a quote from a website or your insurance agent would give you a much clearer picture.
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