If your talking all fishing in general,bank fishing in the winter is probably a little tougher than warm weather bank fishing.That said, look at the Wv trout stocking schedule,bank fishing the many lakes no streams ( several near you ) follows for some great action,and gets you out of the house.
Once the ice comes, ( be sure it's good ice ) your fishing opportunities open up.On the ice you can fish areas not reachable during soft water, and allows you to pursue a wider variety of species.