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Thread: Who pays nearly $230,000.00 for a boat to fish?

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    keeferfish's Avatar
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    Default Who pays nearly $230,000.00 for a boat to fish?


    Went to the Houston Boat show this weekend and saw this GEM?

    $899 a month at only 240 months plus 10% Down

    $119,570.00 as rigged with a mere $108,147.00 in financing charges. Total Out of pocket over the term about $227,717.00 WOW!

    And we wonder why people get into financial trouble?
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    Not this guy
    The love for fishing is one of the best gifts you can pass along

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    The 54 gallon gas tank scares me
    The love for fishing is one of the best gifts you can pass along
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    I saw this in the BPS spring fishing catalog and thought yikes!
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    I'm proud there are folks who can afford boats like that. Not me. I looked at the same boat model in a friend's garage Saturday that was $114K. He is a very successful business man who probably did without nice things earlier in life to build his business. He paid cash for it.

    I saw the downfall of such finance traps years ago. I was trying to make a deal on a Skeeter bass boat (I didn't) at a local dealer when a young couple came in with a baby in tow. The man had bought a bass boat at the dealer less than 2 years earlier and financed it to the hilt. He was wanting to trade for a bigger, nicer bass boat. I overheard the whole conversation. When the dealer told the man his boat was worth X on trade but he owed essentially the sales price from when he bought it, the man EXPLODED!! The money owed on the boat and the boat value were THOUSANDS apart. The dealer tried to explain that the finance charges are almost all taken up front and the principle paid later, he threw a fit and nearly broke the door when he slammed it going out. The salesman explained it all to the shocked wife, then she walked out carrying the baby. The young man had fallen into the trap of putting very little, if any, money down then signing up for financing the whole deal.

    That scene left a lasting impression on me.
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    A painful lesson
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    It's only money. Can't take it with you. But yeah, that's ridiculous.

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    In 1981 I paid $6000 for a new 17 ft aluminum with 40 hp. In 1986 I paid $500 for a new 12 ft lake jon for small lakes. They both still catch as many fish as they did new. Iguess I saved major $$$$$$$. Who pays nearly 0,000.00 for a boat to fish?

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    Quote Originally Posted by DockShootinJack View Post
    The 54 gallon gas tank scares me
    I have Two 26's in my 1993 cat, never filled them up all the way. Back in the two stoke days I'm sure it was all needed just never for me!

  10. #10
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    Quote Originally Posted by Slab View Post
    It's only money. Can't take it with you. But yeah, that's ridiculous.

    Sent from my Pixel 6 Pro using Crappie.com Fishing mobile app
    But it's not YOUR Money is why it's such a Big Deal. You're borrowing it!

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