yep , there is an amount of wet that is enough for me as well, have to be really mad at them to try and ketch in the rain, of course one of the biggest crappie I ever had hit my hand was in a 40 degree , misting rain and even though it was miserable to be there , that 18 inch plus a bit of change crappie made me totally oblivious to the elements for a few minutes.....
another visit to another spot was much the same , but it was really pouring down rain and the fish were on fire and a close to 3 hit my hand that visit as well, same result for a few minutes , never even knew it was cold and raining that time either
both visits had me in some kind of rain "resistant" jacket and it wasn't much after about 5 minutes in the raining outdoors dept., seams went first and then the canvas shell quit repelling too ...