Originally Posted by
CrappiePappy
They don't always go out deep & away from the bank. I've caught them fishing from the bank in 40deg water in less than 5fow, right next to the bank beside a laydown tree trunk. I've also caught them in the same water temp, suspended over the branches of that laydown, about 6-8' deep ... over 20-25fow. I was using a 1/16oz jig/tube on a very slow retrieve.
Anything that will absorb heat can hold them (rocks, dock posts, bridge pillars, wood cover, concrete, etc) as long as the Sun can get to it to heat it up. They're just going to be "slow" moving (they're the same temp as the water), so your presentations are going to have to be pretty slow, if not dead still, in order to convince them to commit. In cold water their metabolism is very slow, so they're not going to expend much energy to chase down a meal.