Threads like this will get the full gamut of replies, so I might as well throw mine in. :D
I really like my Denali 6' dock rod that FF mentioned, whenever I shoot docks it is on the boat. I also love my cheapo ($28 on amazon) "Richard Gene" model Eagle Claw rods, the Powerlite 6' Light/moderate. Another standout rod IMO is the Cadence CS7 6'3" MLXF, good for casting and dock shooting, very affordable, great finesse rod for bass, too.
IMO the best sub $50 reel going right now is the Daiwa Regal LT, 10 bearings, smooth as butter, good drag. I've recently got a few. I do prefer Daiwa to Shimano or Pfleuger, just my preference.
You don't need expensive JDM rods to catch crappie/panfish, no, but when I am spot-locked over a tree full of crappie, or bream stacked up, I reach for my Tict Ice Cube with 2 lb test every time. Super expensive rod, and cost me even more because I broke it and had to get another top half, but I can feel a dainty pick-up of a 1/32 oz jig at 25 feet with that rod. It is magic. I've also landed several large bass, and many a rainbow trout with it. As Ferris said, "if you have the means, I highly recommend it".
Get something that feels good to you, and go fish with it! As the youngsters say, "it's all good"!
"Alive without breath, as cold as death; never thirsty, ever drinking, all in mail never clinking."