Redneck Bank Loan
Never underestimate a Southern Redneck's thinkin'.
A Redneck from Mississippi walked into a bank in New
York City and asked for the loan officer. He told the loan officer
that he was going to Paris on an International Redneck Festival for
two weeks and needed to borrow $5000 and that he was not a depositor
of the bank. The bank officer told him that the bank would need some
form of security for the loan, so the Redneck handed over the keys to
a new Ferrari. The car was parked on the street in front of the bank.
The Redneck produced the title and everything checked out. The loan
officer agreed to hold the car as collateral for the loan and
apologized for having to charge 12% interest.
Later, the bank's president and its officers all enjoyed a
good laugh at the Redneck from the south for using a $250,000 Ferrari
as collateral for a $5000 loan. An employee of the bank then drove the
Ferrari into the bank's private underground garage and parked it.
Two weeks later, the Redneck returned, repaid the $5000 and
the interest of $23.07 The loan officer said, "Sir, we are very happy
to have had your business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were away, we checked
you out on Dunn & Bradstreet and found that you are a highly
sophisticated investor and multimillionaire with real estate and
financial interest all over the world. What puzzles us is why would
you bother to borrow $5000?"
The good 'ole Mississippi boy replied, "Where else in New York
City can I park my car for two weeks for only $23.07 and expect it to
be there when I return?"
His name was Bubba
If I Ain't Crappie Fishin', I'm Thinkin' About It............