NRA, fishing from the bank limits you alot. The only way that i have been able to catch em off the bank is using a float(cork,bobber) with either a jig hanging under it, or with a buckshot weight about 4 inches above a crappie hook using live bait. Look around for some kind of structure in the water, old log on the bank running into the water, maybe an old stump or some limbs sticking up out the water, and sometimes around limbs hanging down into the water. If the lake doesn't have any of these maybe there is a grassline in the water. Try casting along or near any type of structure that may be present.
I don't know if Missouri allows the use of minnows or not, if they do try some shinners or rosey reds if you can find them. As for artificial bait, down here the black/chartruese, black/pink, blue/white, and red/chartruese tube jigs seem to work pretty well. Up north where you are at, most of the waterways/lakes are alot clearer than down here, so jig color may be different. Maybe some of the locals from your area can chime in and help you out on colors and the legality of using minnows. Some troll crankbaits, this may be something you can try also. I know you caint troll them, but maybe casting them with a slow retrieve.
If you haven't already, do a post on the Missouri board also. Good Luck.
You can't fish with a hung line!