Boz ... if you're going to have to rent a boat, anyway, then you might consider checking the state forums of those states you're interested in going to and look for the Guide Listing threads on those state forums. A well equipped boat rental is likely to cost almost the same as a guide's fee, if they are even available.
Talking to the guides will give you good information on their availability, when the fish you seek are most likely to be caught, and decent lodging info for the area. Hiring a guide would also allow you to travel a bit lighter, as most will have all the fishing equipment needed aboard their boats.
If Bluegill & Crappie are your preferred species ... I'd consider KY & Barkley lakes, or Reelfoot Lake. And either one wouldn't be an exceptionally long drive to reach.
Just something to consider, regardless of where you decide to go.
... cp