Paypal pays your bill with your credit card ,but dosn't give the person access to your credit card information. They (Paypal) can send the payment directly to the other persons account . You have to sign up to be able to use it .I shop E-Bay a little and it is the best way for me to buy . I have never had a problem .If I can help anymore just ask .... GOOD LUCKOriginally Posted by IBNFSHN