Welcome to MN. I am a short distance from you, and am familiar with the river. You will be on one of the best smallmouth bass sections of the river, in the entire state. There are special regs. for the bass in your locale, so read up before you start fishing. The river has sm. bass, walleye, channel catfish, northern pike, sucker, sheepshead (drum), rockbass, bullheads, chubs, common carp, and even a few sunfish/bluegill, in some streches. Crappies are in there, but you are looking for specific spots/holes for them. Crappies are not real widespread in your part of the river. Throwing a nightcrawler, or worms, on bottom rigs is a great way to fish the river for just about everything. Muskies are more prevalent further upstream, in the St. Cloud to the Brainerd stretch. A few have been taken upstream from Monticello in the past, but they are few and far between. Besides using live bait on a river rig, you can't go wrong with topwater buzzers, in line spinners, shallow crankbaits, and jigs as far as lures go for any of the fish on the list. A jonboat, and kayak will serve you well there. That stretch is shallow, fast water, rocky with gravel beds, and intermittent holes, with the typical hole-riffle-run set up. In Fisherman has books,and dvd's to give you some information on the basics on how to fish the river. Getting out there, and fishing, will teach you plenty as you learn your river section. Good luck.