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waterboy1
03-08-2012, 03:21 PM
Had to call boatus today to get a claim number, never had to make a claim before. Home lake is really low right now, went normal path to follow channel and stay outside around channel marker, then ran aground hitting rocks where its supposed to be deep enough. Didn't try to shotcut marker or anything. Boy am I pissed. Water level went from 24 ft to under 2 feet as I made my turn. Have been through that same path this time of year for past three years without any hint of a problem, them bam! Broke the skeg, the prop, and bent the prop shaft. Lake is a little lower this year than usual but had just been through there a week ago with no problem. Looked at the cost of a rebuilt lower unit at over $1,700. Now I got to go get estimates for the repairs.banghead Hope no one else has this kind of luck. Wonder how many others have hit that thing. I guess I'll be idling through there till lake is at summer pool again. UUUhhhhhh.

EARL KITCHENS
03-08-2012, 04:46 PM
Sorry about your problem. Glad you did not get hurt, except your feelings! Let me know how easy the claim goes with BOATUS? Thanks.

mduncan62
03-08-2012, 04:48 PM
That sucks. But I'm glad you're insured, that'll make it hurt less.

Locator79
03-08-2012, 05:07 PM
I have heard good and bad about the claim process. Hope it works out for you. I've had mine for the last 5 years, sure would hurt my feelings to be paying for something all that time, and than have issues when I needed them.

danny
03-08-2012, 07:33 PM
Had that happen to me on old hickory pulling the kids on a tube in 20 ft of water and ham tore the lower unit pretty bad hit something green same Color as the marker bout was about 50 yards from the closest marker had boat us insurance they would pay for 100% for a rebuilt one but I think on 50% for a after market new one had the shop put the new after market one on and they worked with me on but no problems with boat us

Wood_Duck
03-09-2012, 08:27 AM
I can beat that. My dad is an outboard mechanic and we was testing a boat running in about 5-7ft and hit a pontiac! Been stolen 2 months ago and rolled down the ramp. Luckily just a busted skeg and no further damage. I've been highly considering a jet drive, parasitic or not so I never have to worry.

Tracker123
03-09-2012, 02:02 PM
BoatUS is very good with claims. That's what I have, and have had to file claims twice in the past. They will send out their own adjuster and take care of everything.

waterboy1
03-09-2012, 08:00 PM
I have to take the boat tomorrow to the boat locker for an appraisal, will see how deep the damage goes. Hopefully nothing more than just the lower unit. Thanks for the good reports on boatus guys, was a little concerned. Crappie season is coming into full swing, don't need a bunch of down time. Would be nice if they could fix it while I'm in Texas visiting grandsons over spring break, couldn't use it anyway that week.

sls
03-09-2012, 10:26 PM
What does boat insurance cost

Little Skeeter
03-09-2012, 11:03 PM
It don't cost a lot, just did a claim last week on mine. Statefarm insurance here in MO is fast. And place that did the work dropped what they were doing to get mine don last week in just 4 days. It was not a lot of damage but with paint with flake in it it takes time to get it right. Good luck.


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yankee doodler
03-10-2012, 06:36 AM
I can beat that. My dad is an outboard mechanic and we was testing a boat running in about 5-7ft and hit a pontiac! Been stolen 2 months ago and rolled down the ramp. Luckily just a busted skeg and no further damage. I've been highly considering a jet drive, parasitic or not so I never have to worry.

Yeah. I just bumped my Merc 60/40 up to 90/65 on my '02 Tracker. They are not as fuel efficient as a prop, but boy the peace of mind is great.

Lightlinejohn
03-10-2012, 11:32 PM
Four years ago at Diamond Valley Lake, while attempting to avoid a drunk boater, I hit a dock and did major damage to my boat. State Farm Boat Insurance completely repared my boat in a little over three weeks. Rest easy my friend, we buy boat insurance for good reasons and low water conditions are one of the many reasons one must have boat insurance. Thank God you were not ejected. Enjoy the visit with your Grandsons.