When I hear the term Small Watercraft what comes to mind is any one man flotation device. i.e. float tube, pontoon boat, canoe or kayak. I really like my one man Creek Company pontoon boat. That being said, I tip the scales in the upper 200's and I find my 12' jon boat is a safe and stable platform for me. So I guess it's a matter of personal preference. I can take a decent sized fish box, lunch, tackle and extra rods, anchors and oars and still feel safe.
Where you go is less important than how you take the steps.
But don't forget the Roadrunners