Hey, I know what you mean..
Last week I opened my water bill and water use was five times the usual. No visible leak anywhere, pressure loss was very little from normal. I probed the yard, leak was in the main supply line to the house. Lot of things going on, so I called an old buddy with a plumbing company. He just sold the company, I called them for an estimate. House supply line goes under concrete driveway and sidewalk. Man comes out, draws it up on His tablet, tells me "Forty four fifty, plus utility locater that's three fifty the first hour, and two hundred every hour after that". I said "EXCUSE ME - WHAT???".
Sent them on their way, fixed myself for under $100.00. Ran pex from meter to house on the ground for temporary, buried the next day, fixed it myself in two days.
Life has a way of challenging us, doesn't it?