Insurance buyers beware!

XMAN · #1 (**permalink**) 12-01-2005, 11:36 AM

I can't believe this, just bought the wife a new car, the company i was using wanted $783 every six months so i did some checking around and all the major companies where about the same until i called allstate, i insured all 4 of our vehicles with the same coverage for $794.99 every 6 months,you believe this! Only $12 higher with 3 more vehicles added. It pays to shop!

bhodges · #2 (**permalink**) 12-01-2005, 11:55 AM

check Progressive as well. They have very good rates.

Grange is high.
State Farm is high and has always screwed me over so I dumped them.

cody · #3 (**permalink**) 12-01-2005, 12:56 PM

i just recently renewed the policy on my truck. quotes ranged from $230-$1200 for 6 months for the same coverage. unbelievable. i went with Progressive for $230/6 months.

fishn7612001 · #4 (**permalink**) 12-01-2005, 01:28 PM

it all depends on , credit scores, driving habits and clams history. If u can get the moon and stars to line correctly within the companies giudelines then you get a good rate. I know im an agent.

crappieseeker · #5 (**permalink**) 12-01-2005, 03:51 PM

its called the multi car discount, the more vehicles you insure, its usually cheaper. I got some good news. I just saved alot of money on my car insurance by switching to Geiko. Just kidding. Allstate was always the highest on my insurance quotes.

fishingpox · #6 (**permalink**) 12-01-2005, 05:16 PM

I have Allstate, they shot me a low price 4 years ago, after 4 years they have gone up on my premiums to 600 more per year. I'm glad I figgered out the new fonts and such.

beagler · #7 (**permalink**) 12-01-2005, 05:28 PM

Well My boat sunk today. Some crazy deer hunter shot four of my cows. Someone poisened all my Beagles. But I did save a bunch of money on car insurance.

Roberta · #8 (**permalink**) 12-02-2005, 08:01 AM

Then you'll know if you picked the right company. My other half used to be an underwriter and property/casualty agent and he said that some companies will low ball to get your business, then boost your premiums later. Speedy claims service is worth a higher price in our opinion. - Roberta

FalconSmitty · #9 (**permalink**) 12-02-2005, 10:19 AM

I was with Pro.drive until yesterday. Got a mailer and called it from AIG direct. I insure teenagers too so it was a shock when they saved me 871 bucks a year for 3 trucks and a car.

fishingpox · #10 (**permalink**) 12-02-2005, 04:16 PM

I was with AIG ,smitty, when 911 attack came through, my insurance went up 1k per year. I was paying 500 a year on 2 cars